Online writing is a vocation that not a lot of people think about. Many don't realize that there is the potential to make a lot of money from doing this as a career. Online writing is a new job that has emerged in the last five-ten years, as a product of the internet. The internet, of course, makes this and other online jobs a valid career choice for this generation. There are many benefits to doing online writing. Not only is the potential income a great benefit, but you can do the job from anywhere that you have an internet connection. Travel the world while you are working! In this article we will discuss the basics of how to write an article, tips for choosing topics, and how to get started in online writing.

 

How to Write an Article

 

If you can put together a basic article like you did in English class, then you can do online writing. To refresh your memory, here is an easy way to construct a paragraph. The "Hamburger Paragraph" is a simple model which I was taught in school. There are other ways of creating articles, but this is a good simple one that anyone can follow. The concept follows the idea of 5 sentences, but you can alter it of course.  

 

The first paragraph is the introduction (the top bun). In this sentence you will state your topic belief, the objective or purpose. The next three sentences are used to prove your statement. These are the insides of the hamburger: i.e. the cheese, lettuce and 

hamburger patty. The final sentence, number five, is used to conclude your paragraph. This is the bottom bun of your hamburger. In this sentence you will restate your main statement and any claims which you have backed up by the three previous sentences. You are finished! See how easy that was? Here is an example:

 

Cats are a nuisance and not suitable pets for families with young children. They often have trouble using their kitty litter box and will miss their target, getting it all over the floor  causing a big mess to clean up if the kids don't get into it first. Cats make loud 'meowing' noises which can keep napping children up as well as get on anyone's nerves. Cats have a mean streak about them and have been known to strike out and scratch an innocent child or even bite them. If you have ever owned a cat, you will indeed agree that they are a nuisance and not a suitable pet for families with young children.

 

Using this model, you can grow your paragraph to a larger one by increasing data and proof to back up the statement. You can also prove a number of statements. Turn it into an article by having the first paragraph state your position. The next three or more paragraphs can be used to prove your claim(s). And finally, the last paragraph will restate your claims and conclude with a small summary of the results described in the previous paragraphs.

 

Choosing Article Topics

 

There are a variety of topics that you can choose to write about. When choosing topics, it is preferable to go with those that are familiar to you, if you have a choice. Make sure that you can write intelligently about the subject. This may involve doing a little research first, before you begin. Or, maybe you have something important to say or some interesting tips to share with others. Choosing good subject matter and writing it well will help you excel in online writing.

 

Getting Started in Online Writing

 

Where should I post my articles? There are a variety of websites available where you can post your articles. You will want to sign up for a Google AdSense account and also an account at an online writing site that shares AdSense revenues like WordWolf.com . Right here at Word Wolf is a great place to start. Pick a topic that you are passionate about, and write about it. With AdSense attached to your account here, you will begin to receive Google AdSense income from your article. There are also places you can go where you can hire out your article writing skills. You will be given the topics and number of words that are required and then you will submit the articles for payment. It is a good idea to also have a PayPal account as many people, both employers and article writing sites will want to send payments using this method.

 

Now that you have some more information on online writing, you can get started. Try writing an article using the Hamburger Paragraph method, choose your article topics wisely and sign up for an account on WordWolf.com . You will soon be on your way to earning money in online writing. 

In any field of work and industry, it is very important to possess good communication skills. This is to be able to express yourself well in dealing with other people, especially clients of the company and prospect patrons of the products that you are trying to sell. When you have good communication skills, expect to be noticed immediately by the bosses of the company as well as your target buyers because what they are both looking for is someone that can answer their queries and explain things thoroughly.


You will notice this preference by employers as soon as your application with the company begins. It might be written on the job qualification included in their job posting or openly pointed out by the interviewer when you reach this stage of your application. This is why as early as submitting your resume, you must already show that you have good communication skills that he company can count on once they hire you.


When applying for a job, there are a few ways to establish good communications with your prospect employer, which you may implement during your first meeting. Maintain eye contact when answering a question and expound on your answer if necessary. Listen carefully to the person speaking as communication is always a two-way process. It does not only mean that you are able to speak clear but also implies that you are able to listen when others speak.


Good communication skills may be oral or written, but having both is definitely a big advantage on your part. Once you get the job, you must also exhibit this skill when it comes to written communication, such corporate letters and memos. A well-composed letter that goes direct to the point never fails to get the message across. Also, nicely written short notes also show your colleague how good a communicator you are. Certainly having good communication skills is not only required when dealing with a boss or client. You must also show such skills when interacting with your colleagues. This is to avoid any possible misunderstanding as also build friendship among your office mates.
   

You may practice having good communication skills at home so that you will be ready when you finally start in your new job. When leaving a note for other family members on the door of the refrigerator, make sure that your message is clearly written so that your instructions may be carried out correctly. Practice makes perfect but being sincere at all times is really the best way to obtain excellent communication skills. So always be truthful in communicating with other people, whether at home or at the office.

If you are a small business owner then you will more than likely want to have a really good credit score.  Unfortunately if you have had financial problems in the past you will perhaps have a bad credit score.  On the face if it, that might not sound that big a deal.  However when it comes to securing business financing you will want to have good credit.

Sure, there are lenders out there prepared to lend to businesses with poor credit, however you don’t get something for nothing.  If a lender is going to lend to a business with terrible credit there will a price to pay.  This will come in the form of inflated interest rates and also an increased amount of collateral in case you don’t pay your loan back in time.  There are many things that can be used as collateral and it really depends on how much you want to borrow.  However, frequently people use their own home as collateral and this can result in the lender repossessing the home.

So, as you can see, you will want to build small business credit in order to access more affordable loans for your business.  You might already know quite a bit about repairing personal credit, however business credit repair is pretty similar but not exactly the same so you need to do a bit of research before you attempt to repair business credit.

First of all you need to request copies of your business credit reports from different business credit reporting agencies.  These are Experian, D&B and Equifax.  When you do this you really need to take your time to go through all the details on the credit report.  This is because from time to time clerical errors can be made and the wrong details are showing.  Other times you could have been the victim of fraud and you didn’t even realize it.  By keeping a check on your credit reports you can act whenever you see something wrong. 

If you already have business credit cards and credit accounts with B2B businesses such as printer and office supplies then that‘s good.  If you don’t have any then you should open a few up.  Office Depot and Staples are both good companies to create accounts with.  As long as you are good with your repayments they will report to the credit agencies about this and this is a very good way to increase your credit score.  Make sure that they actually will do this because if they don’t then it’s just a waste of time.

You might think that if you have more credit cards than you need you ought to close them down.  Actually, this could negatively affect your credit rating.  So it’s probably best just to keep them open.  At the same time you really need to make sure you keep them in good standing by paying off your debts in quick order.  If you keep missing repayments then this can bring your score down.  By being vigilant you will increase your score over time.  You have to be patient because there are no quick fixes.

You must have already heard the term mobile marketing. What comes to mind when you read or hear it? Do you see billboards and streamers on transit? Or do you see a cell phone facilitating business? If you envision either or both, you are correct. Mobile marketing may both refer to a marketing strategy that demands your products to “move”, and the use of cellular phone to promote your business. The advent of modern technology especially in the field of telecommunications has been playing a significant part in many business establishments around the world.

Big and small business players alike enjoy the benefits of mobile business, especially the use of modern gadgets like mobile phones and laptops. Imagine, with these innovations, the world is just a click away. For instance, if you are doing business at home like selling some products, you can easily make use of your cell phone to market your merchandise. First, you may do this by sending a text message to multiple recipients. Imagine, a single message may be sent to hundreds of people in your phone book by just a click.

Some of your friends who would like to help you generate income will forward your message to their friends, and their friends will do the same to their friends. The next thing you know, your product launch is jam-packed. Text messaging is not the only marketing strategy you can do with the use of your phone though, you may also send multimedia messages including photos and video clips of your products via phone. This way, your client can see the items you are trying to market. You will undoubtedly get big savings on time and money by doing mobile marketing for your business. It will also help you build and strengthen a direct relationship with your customers. With a cell phone as your marketing tool, it is much easier for you to reach out to your clients and vice versa. What a difference from the convention

Nowadays, computer or internet crimes are more likely rampant especially with those highly established internet businesses and companies. Some of the crime includes computer hacking which is the most common one, sending viruses to e-mails of those executives and also threats that might affect the company, or the internet business’ financial status and the standing might be affected because of these crimes. Some of those hackers might get that confidential information about a company and some of them will hack a website just to steal money. And these are the events that will give damage to the reputation of those internet businesses. So that the reason some industry players established this internet business insurance, in order to secure themselves from those crimes such as hacking, receiving viruses and threats.  So that a company will feel more secure to make any transactions over the internet and over the cyberspace.

There is an agency that will protect and provide internet business insurance to those companies for those whose business is to hack a company’s website and steal from it, which will result in a cessation of their operation. The agency that plays the role of a security ruler in the cyberspace is what we called as the Center for Internet Services or CIS for others. Those companies and organizations, just by referring to Center for Internet Services or CIS, they can now choose the level of security that is appropriate to the company’s need to protect their internet business and to find recommendations to avoid security crimes. The Center for Internet Services will make actions which is appropriate and specific to the needs of a company. The Center for Internet Services will intervene before, during and after the problems encountered so that will be able to control the losses of a company.

To lessen the need of an internet business insurance, here are the web site potential risks for an internet business that they will be facing. The first one is the copyright of an article, of photos, videos and other that are needed to be copyright. Before a company will upload photos or videos or write an article make sure that the company holds rights of that post and whoever posts those things without the consent, the company is entitled to sue those who post without permission. Another thing is the domain names. If someone does not proof that they own a trademark, they can register the domain that they like, but if someone uses the company’s trademark name, they have the right to sue those who uses. The insurance will help you. And lastly you make sure to keep in mind the privacy of the customer’s data which includes the Social Security Number and Credit Card Information. Of that was hacked and if the customer’s credit card was used, the customer has the right to sue those companies.

Keep in mind that on choosing an internet business insurance, make sure to transact with those who knows about this matter.  Also keep in mind that a company needs to choose insurance that suits best for the company’s need, so that the company will be able to save.

Who does not want to earn extra money whenever the opportunity to do so presents itself? There is a new way for you to earn money on the side and from home and this is called the credit card business opportunity. This kind of a money making venture is actually the idea of credit card companies to increase the number of people that avail of their services. Since more and more credit card companies are coming out of the woodwork, so to speak, and are vying for the business that you and your friends can give them, the idea of giving people a chance to make money by getting others to sign up for a credit card from them emerged.

This kind of an opportunity is ideal for those people who have a bit of extra time on their hands and who know people who just might want to get a credit card. Stay at home mothers who have a computer and an internet connection can avail of such a credit card business opportunity and they can tap their PTA friends to get credit cards from them. People who work from home as well can take advantage of such a business opportunity. As long as you know your way around a computer, have a steady internet connection and know how to sell these credit cards to people who need them, you will earn a lot of money from this. Starting is actually pretty easy and there are entities that help you with your first steps into the business.

There are a number of online companies that do help you start your own credit card business. How? It is actually pretty simple. After you sign up and you get approved, these companies that have connections with various big name credit card companies set you up with your own website that has quite a selection of credit cards on them. These credit cards offer people different terms and different incentives and no matter which credit card a visitor to your site picks, as long as they apply from your site and get approved for a card, you get a commission. It is that easy and each card that gets approved from your credit card sign up site gives you between $50 to $75 dollars in commissions. This means that the more people you get to sign up and approved for credit cards, the more money you make.

Another credit card business opportunity that you can take advantage of are prepaid credit cards or what may easily be termed as debit cards. These cards are often offered to businesses that have employees who want to easily keep track of their spending habits and want to limit what they spend. Users of these cards often add more cash to the card whenever needed and they sometimes get these cards for use by their children or other dependents to also keep spending to a minimum. Just like a regular credit card referral business, people who get individuals and companies to sign up for these kinds of credit cards get a commission for each closed deal. This is where your income comes from and to earn more all you need to do is to get more people to sign up.

If you are a website owner you will want to know all the different ways there are to generate traffic.  Of course, there are plenty of methods that involve paying money however if you don’t want to spend any money you can still generate traffic to your website for free.  There are so many different ways and each method has it’s advantages and disadvantages.

Before I begin I need to make it clear that there are different types of traffic and lots of traffic doesn’t necessarily equal big bucks.  You see, when people connect to the internet they have different ideas of what they want to achieve.  Some people simply want to be entertained and to connect with friends.  Whilst there are others who use the internet in order to buy products.

Imagine that a very famous celebrity (for the sake of example let’s say it’s Britney Spears) was involved in some sort of scandal and thousands of people start searching for information about the scandal.  When they find the information they are looking for they just move onto other things, whether it’s checking the email or whatever.  Basically they are looking for information and entertainment (infotainment?) and that’s it.

However the person who wants to buy perfume by Britney will type something along the lines of “buy Britney Spears perfume.”  So if you’re selling Britney Spears perfume you will want this sort of traffic rather than the traffic where people want to know about the scandal she’s been involved in.

Anyway, if you just want to learn about methods of generating traffic to your website for free then here are some great ideas.  Some of them might attract people who are looking to spend money whilst other techniques might just attract browsers.  At the end of the day, you might as well give it a go and see how you get on.

YouTube

We all know that YouTube is the ‘net’s most popular video sharing website with millions of people using it to watch music videos, funny videos and also “how to” videos.  There are loads of people who go straight to YouTube to find what they are looking for however there are also loads of people who find the site via the search engines.  For instance, if you do a search for Britney Spears on Google you will see that YouTube videos appear.

If you create a video and upload it to YouTube you can tap into the traffic from the site itself plus traffic that come in via the search engines.  What kind of video you create really depends on what your website is about.  If you own a florist in Delaware you could create a video about you and the flowers that you sell.  You could do a demonstration on how to arrange flowers and the likes.  Just make sure you give the video a title you think people would search for.  For example “Florist in Wilmington, Delaware.”

Google’s Local Business Results

If you have a “brick and mortar” business such as a florist or accountancy firm then you can create an account with Google and register your details here:  www.google.com/local/add .  Before the internet really took hold on society people just looked up their local copy or the yellow pages or their local news paper to find companies.  However these days more and more people are using the internet search engines.  So sign up with Google’s Local Business Results to get free exposure to your business’ website.

StumbleUpon (SU)

This is a very popular social website where people submit web pages they like and other people can vote them up or down.  You can pay SU for traffic however you can also get it for free, especially if your website is very good and other people like it.  The more frequently people vote it up the more traffic you will get.  The problem is that the people who use SU have a short attention span and usually are not interested in buying anything.  However if you still want pursue this method of traffic generation you should submit webpages that are informative or entertaining.  Don’t just submit a product page with sales copy on it because people don’t find this of much interest to them.

Search Engine Optimzation (SEO)

If you want a constant stream of well-targeted visitors to your website learning SEO is a must.  A lot of people try to make out that SEO is very difficult.  However the people doing this are usually trying to sell SEO services so they want to make it sound as scary and complex as possible.  However it’s actually quite simple.  What it comes down to is including as many different keywords as you can within your website, especially the title of your website.  Although it’s quite simple, there is a lot to learn so you will need to do further research on this topic.

Google Trends

If you are just looking for as much traffic as you can and don’t care about whether they will buy anything, then you should look at google.com/trends/hottrends.  Basically it’s a list of the most searched for topics on the net.  Usually people are just wanting to know about celebrity gossip and politics.  However sometimes they also want to know more about new products that are being released.  If you write about these subjects you should start to get a lot of traffic, the problem is trying to make money from the traffic you get.

Conclusion

There are actually quite a lot of other techniques that you can use.  Some of them are legitimate whilst others aren’t.  There are methods coming out all the time whenever there is a new craze on the internet.  In the past people were going crazy over MySpace whereas now it’s more about Twitter and Facebook.  There’s loads of free info on the web so don’t waste your money by buying an ebook claiming to make you rich.  They’re just a waste of time and money.

If you have ever hoped to start your own business, you know that the process of getting started can be taxing at times. There are so many regulations that you must adhere to and on top of it all you have to run your payroll. Nothing will sink a business faster then losing employees due to missed or messed up payroll. This article will discuss the benefits of outsourced payroll vs in-house payroll.

If you are a business owner, you are already up to your ears in work that has to be done just to get the business off the ground and legal. The last thing that you need to worry about is running your payroll as well. You can't be expected to do everything yourself. The easiest and wisest solution is to delegate. And not only that, but delegate it to someone who has experience in this area. There are several companies that specialize in outsourced payroll. They handle all the work for you, you turn in all the information to them and they handle the rest, on payday your employees have their payroll and you are not under the stress of making sure that it is done on time and correctly.

When dealing with outsourced payroll however, there are a few things that you need to be aware of up front. First, make sure that the company in question is reliable and is not a “here today gone tomorrow” establishment. The other thing that you will need to be aware of when dealing with outsourced payroll is any fees that the company will charge to process the payroll for you.

Some companies charge a small amount while others can be quite expensive. The best thing to do is make sure you know all their fees in advance. In my experience. the number of advantages when using outsourced payroll greatly outnumber all the negatives, including the fees you will incur. Outsourced payroll services are a great way to relieve a great amount of the stress that a small business owner suffers from and in a way it gives the business owner their own payroll department.

In the end, the best advice to any small business owner is to research local outsourced payroll places and find the best one that you think is qualified enough to handle your payroll needs. This will make everyone in your business happy and you will know that payroll will be done the correct way and on time. Your employees will be happy knowing that they will be paid on time and with the correct amount. In the end it is a win-win situation. 

Students are forever complaining about how they have no money so if you’re a student looking for some good ways to make a bit of extra cash you will be pleased to know that there are lots of different options you could try.

Donate Blood For Money

There are a number of articles floating about on the internet telling you that you can donate blood for money however if you look at the Red Cross website they tell you that they don’t pay for blood.  So what do you do if you want to sell your blood?  Well, there are two good websites you can look at which are BloodBanker and BioLife where you will find details of blood banks near you.  Generally you can be paid between $20 and $50 per donation meaning if you go every week you could earn up to $200 a month.  Of course, you need to factor in the expense of visiting your nearest blood bank which could potentially be several miles away.

Create Websites and Blogs For Other People

Everyone wants to get involved in having their very own slice of the internet however most people either don’t have the technical knowledge or can’t be bothered to create their own site.  If you have any experience of creating websites and blogs you might be able to set something up very easily.  Of course, how much you charge depends on your own level of expertise.  If you can create really amazing websites with custom themes and graphics then you can charge a lot more than creating something very simple and basic.

Create Websites and Blogs For Other Yourself

There are so many people busily creating their own sites for profit.  What you need to do is create sites with helpful articles explaining to people how to do things.  It might be that you write about the different methods of getting rid of vermin or it could be what products to buy if you have greasy hair.  You can then place affiliate ads for eBay, Amazon and other merchants on your pages.  Alternatively you could place ads by Google Adsense on Chitika.

Create T-Shirts And Other Products

If you are an artistic sort of person you could start a shop at CafePress and produce logos for printing on various products such as t-shirts, mugs and aprons.  Once you have decided what products you want in your store and what price they should be sold at you can leave the rest to CafePress who will take the orders and ship them out.

Sell Second Hand Items on eBay

We all know how much folks love spending money on eBay.  Often people go straight to eBay and don’t even bother looking elsewhere.  The result is that people go nuts bidding against each other pushing the price right up.  If you are an expert on a particular niche and know the prices inside out you could try and source items locally at garage sales and bric-a-brac shops.  Then sell them on eBay for an inflated price.  Make sure you take plenty of good photos and write up a good description of the products.

Become a Tutor

Every time there are exams coming along, kids all over the world groan at the thought of having to study.  Often children have a hard time of understanding their subjects and need a little helping hand.  If you are a whiz at a particular subject such as math, English or music you could advertise your tutoring services.  Create a website with details of who you are and what subjects you tutor in.  Alternatively you could advertise in your local paper, print up leaflets and generally let people know that you are offering tutoring.

Rent Out a Driveway or Garage

If you are a student that is lucky enough to have a driveway or garage then you can rent this extra parking space out to people.  Just sign up with the website Park at My House and enter your details.  The sort of person who would want to park their car at your house will vary.  Some people are commuters and want their car parked whilst they are working.  Other people might be going to a stadium to watch a concert.  How much you can earn from this will depend on the demand for parking in your area.  If parking is scarce then you could easily make very good coin.

Sell Ad Space On Your Car

Yes, you really can earn money whilst you are driving your car about.  There are a number of advertisers out there who want to get their brand across and car advertising is becoming fairly popular.  Basically, vinyl decals called “auto wraps” are placed on your car.  How much you earn really depends on the kind of car you own and where you normally have it parked.  If you park your where it’s busy then you’ll get a lot more money than if you leave it parked in the middle on nowhere. 

If you’re a student and leaving your car parked in the college campus then you might find yourself having advertisers promoting gadget-related products because students are their target market.  Often you will have a GPS system placed in the car so that the company knows where the car has been parked and to make sure they are getting a good deal from you.  Just make sure that when signing up with a company that you don’t pay a fee.  It should be free of charge and if they try and charge then they are just trying to scam you.  Drivenmediaonline.com is a good website to look at for more info.

Become A Nude Model For Art Students

If you don’t mind a room full of art students looking at your naked body then this is a good way to make extra money.  There are loads of art schools that urgently need nude models and it’s not always easy for them to do so.  Naturally, a lot of people are embarrassed about their bodies but if you are fine about yours then you could make very good money.  You don’t have to have the body of a Greek God or Goddess.  You can be bony, fart, short or tall.  It doesn’t matter.  As long as you can hold a pose for extended periods of time then you’ll be fine.

Conclusion

If you’ve been wracking you mind trying to come up with ideas for making money but without doing the usual boring jobs such as waiting tables then hopefully the above list will be of use.  Just make sure you don’t fall for any of these get-rich-quick schemes that are out there.  Remember, you want to make money, not be scammed out of money!

You’ve probably heard people talking about how easy it is to make money with a website.  But if you have never even set up a website before it can be really confusing to know where to start.  You will find all sorts of different websites telling you about the “perfect” way to make money and how easy it is. 

Fist of all, you should know that making money with a website can take in various forms.  Some people set up what is known as an e-commerce site where real products are sold.  Basically you need to find products that you can sell for a profit, is in demand and can easily be shipped out to the customer.  This is much easier said that done.  Here are the problems with setting up an e-commerce site:-

 

1)  A lot of companies require you to spend a minimum amount of money with them yet if you don’t have much money to spend you might not be able to afford the minimum order.

 

2)  Many companies don’t provide photographs of the products which means if you are selling something like fashion accessories you will need to take the photographs yourself .  This isn’t very easy if you are not familiar with product photography. 

 

3)  You’ll have to compete with the larger stores that have really professional photographs and website design which make the products look amazing.  If you are on budget and have to do all the website work yourself you might not be able to create the professional image you are looking for.

 

4)  What if you don’t get enough people to visit your store and you are left with loads of stock you can’t sell?  You could therefore end up losing a lot of money.

 

5)  What happens if you want to take time off for vacation or illness?  If you are working on your own you might not have anyone to run your business which means shutting up shop for that time.  Resulting in loss of revenue and customer trust.

So is there a way of making money with a website that  will offer you the following benefits?

 

Requires no start-up money

Requires no technical knowledge

Will earn you passive income 24/7

Actually, the answer is yes.  Here at Word Wolf you can easily make money by writing articles on any subject you wish and in return you will receive the majority of the advertising revenue.  Here’s what you need to do:-

Get Yourself a Google Adsense Publisher ID

For those of you who are not familiar with Adsense, Google displays targeted ads on your webpages and you then receive a percentage of what the advertiser spends.  Thousands upon thousands of advertisers from all around the world advertise their products and services with Google which means you don’t have to worry about finding these advertisers yourself.  All you have to do is write the articles and Google will then display the most appropriate ads.

How to Create An Adsense Account

If you don’t yet have an account with Adsense you need to create an account with Word Wolf by clicking here.  Then you need to add at least 6 articles which are about 400 - 500 words in length.  Make sure that these articles are helpful to visitors and will help them find what they are looking for.

You can then sign up for Adsense here.  When signing up for Adsense they will ask you for your website address.  What you need to give them is your author profile page which will look something like: http://wordwolf.com/author/myusername.html.

What Should Your Articles Be About?

They can be pretty much about anything, however it’s a good idea to write about a topic that you are familiar with.  If you have a dog you could write about dog training or the costs involved in owning a dog.  If you’ve just been on vacation you could write about that.

When giving a title to your article make sure you think about what someone might actually type into the search engines.  There’s no point in giving your article a title of “Why I Love Barbados” because it’s unlikely anyone will search for that.  Instead something like “Where To Stay in Barbados” would be more appropriate.

Hopefully this article will give you some ideas about how you can genuinely make money with a website, no matter what level of experience you have.  How much you earn will entirely depend on how much work you put into it.  You might only have an hour a day which means you’ll possibly earn enough to buy a few treats for yourself.  Whereas if you have several hours a day you can easily make a full time income.  You can also work wherever and whenever you like as all you need is a computer with an internet connection.